Tax
Two Jobs And Tax In Australia
Short answer
Claim the $18,200 tax-free threshold from your main job only. Your second job is then withheld without it, so more tax comes out of each pay. That is deliberate: both jobs are added together and taxed at 15% to $45,000 and 30% above, so claiming twice usually creates a tax bill.
Why the second job is taxed more
Each employer withholds as if it were your only job. If both claim the threshold, not enough is withheld overall. Claiming it once means your second job is withheld at a higher rate that better matches your combined income.
Will I get money back?
If too much is withheld, you receive it at tax time. The total tax you pay depends on your combined income, not on having two jobs. Use the tax calculator on your combined income.
Frequently asked questions
Should both jobs claim the threshold?+
No - claim it from your main job only to avoid under-withholding.
Is a second job taxed at a higher rate?+
It is withheld at a higher rate, but your final tax depends on total income across both jobs.
Do I pay double Medicare levy?+
No. The levy is based on your total taxable income, not per job.
Sources & methodology
- ATO - Personal income tax: new tax cuts (15% rate from 1 July 2026)
- Income Tax Rates Act 1986 (legislation.gov.au)
- ATO - Study and training loan repayment thresholds and rates
- ATO - Super guarantee
- ATO - Contribution caps
- ATO - Payday Super and the annual maximum contribution base
- ATO - Medicare levy
- ATO - Medicare levy surcharge income thresholds and rates
- Fair Work Ombudsman - Pay slips
- How we calculate these estimates
Last updated 13 August 2026. Figures use the 2026-27 financial year.
Related calculators & guides
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