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Every calculator, one page
Sixteen free tools, all reading from the same verified 2026-27 figures. Pick the question you actually have.
Written and checked by Rocco Clayfield, Founder and EditorPublished Updated Figures checked against ATO and Fair Work sources.
Short answer
Payslip IQ Australia runs 16 free calculators for the 2026-27 financial year, covering payslip breakdowns, income tax, take-home pay, superannuation, PAYG withholding, the Medicare levy, HELP/STSL repayments, casual and overtime pay, contractor rates, job offers, migration comparisons and employer payslip compliance.
Choose a calculator
Payslip CalculatorBreak down gross pay, tax, super, Medicare and net pay line by line.Salary CalculatorConvert salary to weekly, fortnightly, monthly and annual take-home.Income Tax CalculatorEstimate PAYG tax for residents, foreign residents and working holiday makers.Take-Home Pay CalculatorSee your net pay after tax, Medicare, HELP/STSL and deductions.Superannuation CalculatorWork out employer super and the salary-including-super trap.PAYG Withholding CalculatorEstimate what your employer withholds each pay.Medicare Levy CalculatorEstimate your 2% Medicare levy and surcharge exposure.HELP/STSL CalculatorEstimate your study and training loan repayment under the marginal system.Salary Package CalculatorCompare salary including super against salary plus super.Casual Pay CalculatorUnderstand casual loading and take-home pay.Overtime & Penalty Rate CalculatorEstimate how overtime and penalty rates change your pay.Contractor vs Employee CalculatorFind the contractor rate needed to match an employee salary.Job Offer ComparisonCompare two offers after tax, super and commute costs.Employer Payslip CheckerCheck a payslip against Fair Work requirements.Moving to Australia ComparisonCompare your income at home with an Australian offer.Cost of Living CalculatorCompare disposable income across Australian cities.
General information only. This is an estimate and not tax, legal, financial or migration advice. Results may differ from your employer's payroll, the ATO or your final assessment. Always check official sources or a qualified professional.
Sources & methodology
- ATO - Personal income tax: new tax cuts (15% rate from 1 July 2026)
- Income Tax Rates Act 1986 (legislation.gov.au)
- ATO - Study and training loan repayment thresholds and rates
- ATO - Super guarantee
- ATO - Contribution caps
- ATO - Payday Super and the annual maximum contribution base
- ATO - Medicare levy
- ATO - Medicare levy surcharge income thresholds and rates
- Fair Work Ombudsman - Pay slips
- How we calculate these estimates
Last updated 27 August 2026. Figures use the 2026-27 financial year.