Payslip basics
Australian Payslip Explained
Short answer
An Australian payslip shows gross pay, the PAYG tax withheld, the 2% Medicare levy, any HELP/STSL repayment, the 12% superannuation your employer pays to your fund, and the net pay you bank. It must also show the pay period, the payment date, and your rate and hours if you are paid hourly.
The key lines on your payslip
Gross pay is your earnings before tax. PAYG withholding is the income tax your employer sends to the ATO. The Medicare levy is generally 2% of taxable income. Super is the 12% your employer pays to your fund - shown on the payslip but not part of take-home pay. Net pay is what lands in your account.
Allowances, deductions and leave
Allowances (like tool or travel allowances) and bonuses are usually shown separately and may be taxed. Deductions such as union fees or salary sacrifice are itemised. Many payslips also show leave balances, though that is not strictly required.
Check it is correct
Confirm your rate and hours, that super is shown and going to your fund, and that deductions are authorised. Use the payslip compliance checker if something looks off.
Frequently asked questions
Is super part of my take-home pay?+
No. Super is paid to your fund and is separate from your net pay.
What is PAYG on my payslip?+
Pay As You Go withholding - the income tax your employer deducts each pay and remits to the ATO.
Does Australia use tax codes?+
No. Australia does not use UK-style PAYE tax codes. Your pay depends on your TFN declaration, residency and the tax-free threshold.
Sources & methodology
- ATO - Personal income tax: new tax cuts (15% rate from 1 July 2026)
- Income Tax Rates Act 1986 (legislation.gov.au)
- ATO - Study and training loan repayment thresholds and rates
- ATO - Super guarantee
- ATO - Contribution caps
- ATO - Payday Super and the annual maximum contribution base
- ATO - Medicare levy
- ATO - Medicare levy surcharge income thresholds and rates
- Fair Work Ombudsman - Pay slips
- How we calculate these estimates
Last updated 13 August 2026. Figures use the 2026-27 financial year.
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