Calculator
Casual Pay Calculator Australia
See how casual loading lifts your hourly rate, and what your take-home pay looks like across a typical week.
Short answer
Casual employees usually receive a 25% loading instead of paid leave, so a $28 base rate becomes $35 an hour and the $26.44 national minimum wage becomes about $33.05. Your take-home pay then depends on PAYG tax above $18,200, the 2% Medicare levy and any HELP/STSL repayment.
Casual hourly rate
$35.00
incl. 25% loading
Weekly gross
$1,050
Annual gross (if steady)
$54,600
Estimated annual take-home
$46,789
Casual loading replaces paid leave - you generally do not accrue annual or personal leave. Penalty rates depend on your award or agreement. Check Fair Work for your minimum rates.
What casual loading is for
Casual loading replaces paid annual and personal (sick) leave, which casuals generally do not accrue. The exact percentage depends on your award or agreement - 25% is common but not universal.
Penalty rates and overtime
Casuals may also receive penalty rates for weekends, evenings and public holidays, and overtime in some awards. Use the overtime and penalty rate calculator and check Fair Work for your minimums.
Frequently asked questions
Do casuals get super?+
Yes - eligible casual employees receive 12% Super Guarantee on their ordinary time earnings, the same as other employees.
Is casual loading taxed?+
Yes. Casual loading is part of your gross pay and is taxed like the rest of your wages.
Can I be made permanent?+
Regular, ongoing casuals may have a pathway to permanent employment under casual conversion rules. Check Fair Work for current eligibility.
Sources & methodology
- ATO - Personal income tax: new tax cuts (15% rate from 1 July 2026)
- Income Tax Rates Act 1986 (legislation.gov.au)
- ATO - Study and training loan repayment thresholds and rates
- ATO - Super guarantee
- ATO - Contribution caps
- ATO - Payday Super and the annual maximum contribution base
- ATO - Medicare levy
- ATO - Medicare levy surcharge income thresholds and rates
- Fair Work Ombudsman - Pay slips
- How we calculate these estimates
Last updated 13 August 2026. Figures use the 2026-27 financial year.
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