Pay types
Casual Loading Explained
Short answer
Casual loading is an extra percentage added to a casual's base hourly rate to compensate for not accruing paid leave. The common figure is 25%, so a $28 base rate becomes $35 an hour. On the national minimum wage of $26.44, the minimum casual rate is about $33.05 an hour.
What you give up
Casuals generally do not accrue paid annual or personal (sick) leave - the loading is meant to make up for it. Casuals do still receive 12% super and may get penalty rates and overtime under their award.
Becoming permanent
Regular, ongoing casuals may have a pathway to permanent employment under casual conversion rules. Check Fair Work for current eligibility.
Frequently asked questions
Is casual loading always 25%?+
25% is common but it depends on your award or agreement. Some are different.
Do casuals get super?+
Yes - eligible casuals receive 12% Super Guarantee on ordinary time earnings.
Is loading taxed?+
Yes, it is part of gross pay and taxed like the rest of your wages.
Sources & methodology
- ATO - Personal income tax: new tax cuts (15% rate from 1 July 2026)
- Income Tax Rates Act 1986 (legislation.gov.au)
- ATO - Study and training loan repayment thresholds and rates
- ATO - Super guarantee
- ATO - Contribution caps
- ATO - Payday Super and the annual maximum contribution base
- ATO - Medicare levy
- ATO - Medicare levy surcharge income thresholds and rates
- Fair Work Ombudsman - Pay slips
- How we calculate these estimates
Last updated 13 August 2026. Figures use the 2026-27 financial year.
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